People are often surprised to discover that there is no real mechanism to prevent someone from recording a false document in an Arizona county recorder's office that purports to claim an interest in real estate even where none actually exists. In other words, as long as someone complies with the technical requirements to record a document, they can record it - the county recorder does not have the duty or the ability to confirm that the document is not fraudulent.

The Arizona legislature has enacted two statutes that work together as the codification of what is commonly referred to as Arizona's anti-deficiency law. These statutes, found at A.R.S. § 33-729(a) and A.R.S. § 33-814(G), protect many Arizona homeowners from owing monies to their lenders after a foreclosure or trustee's sale.